Apex Capital Solutions Services
WHAT WE OFFER
We’re commercial real estate lending experts
In evaluating a transaction, Apex goes well beyond the five C’s of credit (Character, Conditions, Capital, Capacity, and Collateral). With over thirty years of CRE lending experience in credit companies, banks and credit unions, the Apex team has been through numerous real estate cycles and has seen what can happen and how to avoid pitfalls.
The APEX team has originated hundreds of millions of dollars in CRE loans. With our Credit & Risk background we take a very measured approach to reviewing potential transactions. We identify risks, and structure mitigates when possible. Our goal is to develop long-term relationships, not maximize short-term gain so we will not push transactions that do not fit the lenders credit risk profile.
Dating back to the mid 1990’s, we have been underwriting, or managing underwriting teams across the spectrum of asset classes including but not limited to Multi-Family, Retail, Office, Industrial, Hospitality, Student Housing, Self-Storage, Manufactured Housing, Marinas, Golf Courses, and more.
Apex’s General Counsel has been drafting and negotiating loan documents for nearly twenty years. This includes work for major international and domestic institutions such as General Electric, Alliant Credit Union, and others. The loan documents have been customized for each state’s unique legal requirements. The transactions have varied from straightforward to highly complex loan structures.
The APEX General Counsel has closed billions of dollars of commercial real estate transactions of various asset classes, and throughout the United States. Due to our efficiencies, our legal fees for documenting and closing loans is significantly less expensive than using outside law firms. These lower fees make our programs more attractive and more competitive in the marketplace.
In conjunction with our lending partners, full service professional loan servicing is provided at below market servicing fees. Loan servicing includes detailed comprehensive reporting, Annual collateral reviews, real estate tax monitoring, collections and payment reconciliations, and other traditional loan servicing services.
The Apex team has decades of expertise in Portfolio & Risk Management, Loan Workout & Restructuring, Annual Reviews, Loan Policy & Procedure Drafting, FDIC & NCUA Regulatory Exam Preparation and Review, Covenant Monitoring, Concentration Tracking & Monitoring and other Risk Management services.
The APEX General Counsel has extensive commercial real estate experience including but not limited to Commercial Real Estate Legal Expertise, Loan Documentation & Negotiation, Title Review, Survey Review, Loan Closing Management, Post Closing Legal counseling, Lease Review, etc.
Why we are the best
What our clients think about us
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Redstone Federal Credit Union® partnered with the experienced Apex Capital Solutions team to diversify and expand our Commercial Real Estate portfolio. Apex listened and responded to our needs. They did an excellent job of putting together a business model that managed our risk tolerance and was beneficial to all parties. As veterans of the financial services industry, they are well equipped at navigating the complexities that arise and are eager to help find solutions that work for their clients.
“
Ericka Gorman
Senior Vice President
Chief Lending Officer
Redstone Federal Credit Union®
